OTR Solutions
Factoring · Roswell, GA · otrsolutions.com
Unverified (third-party, affiliate-style)
- Fees / price
- 1-3% (review site); 3-4% (SmallFleetHQ)
- Pay time
- 24/7/365 funding
- Advance
- up to 96%
- Recourse
- Both (true non-recourse)
- Contract
- Month-to-month, no minimums
- Reviews
- Trustpilot 4.5/5 (330); Google 4.7/5 (1,390+); BBB A+ per review site
- Sources
- www.clearfactorsolutions.com
smallfleethq.com
RTS Financial
Factoring · Overland Park, KS · rtsinc.com
Unverified
- Fees / price
- 1.5-5% (third-party); Fuel card ~$0.25/gal (third-party)
- Pay time
- Same day
- Advance
- up to 97% (third-party)
- Recourse
- Non-recourse most plans (third-party)
- Contract
- 12-24 mo; ETF ~2% avg monthly volume yr1 (third-party)
- Sources
- freightfactoringusa.com
invoicefactoringindex.com (index: RTS publishes nothing)
Triumph Business Capital
Factoring · Coppell, TX · triumphpay.com
Unverified
- Fees / price
- 1.5-4% (third-party)
- Pay time
- 24h
- Advance
- 90-95%
- Recourse
- Both
- Contract
- 12-mo typical
- Sources
- dispatched.finance
invoicefactoringindex.com
Apex Capital
Factoring · Fort Worth, TX · apexcapitalcorp.com
Partly verified (terms from company page); rates unverified
- Fees / price
- 1-5% (Dispatched) / 1.5-3.5% (SmallFleetHQ); No volume minimums (Apex page)
- Pay time
- Minutes (blynk)
- Advance
- up to 100%
- Recourse
- Both
- Contract
- No long-term contracts (Apex page via index); Dispatched says 12-mo auto-renew - conflicting
- Reviews
- SmallFleetHQ rating 4.6/5 (site's own score)
- Sources
- invoicefactoringindex.com
dispatched.finance
smallfleethq.com
TAFS (now eCapital)
Factoring · Olathe, KS · tafs.com
Unverified; company publishes nothing
- Fees / price
- 2-4% (third-party)
- Pay time
- Same day
- Advance
- up to 97% (third-party)
- Recourse
- Yes
- Contract
- Auto-renew; 90-120 day cancel window reported by Trustpilot reviewers (third-party summary)
- Reviews
- Comparison site rated 1.5/5; reviewers cite auto-renewal
- Sources
- freightfactoringusa.com
vektortms.com
eCapital
Factoring · Miami, FL (unverified) · ecapital.com
Unverified
- Fees / price
- 1.95-4.5% (Dispatched) / 1-3.5% (SmallFleetHQ); Fuel ~20c/gal (third-party)
- Pay time
- ~1 hour
- Advance
- up to 100%
- Recourse
- Both
- Contract
- Varies
- Reviews
- SmallFleetHQ 4.2/5 (site score)
- Sources
- dispatched.finance
smallfleethq.com
Porter Freight Funding
Factoring · Birmingham, AL · porterfreightfunding.com
Unverified
- Fees / price
- 1.5-4%
- Pay time
- 24h
- Advance
- 90%
- Recourse
- Recourse
- Contract
- No minimum
- Sources
- dispatched.finance
Thunder Funding
Factoring · thunderfunding.com
Unverified
- Fees / price
- 2-5%
- Pay time
- Not listed
- Contract
- Short-term contracts
- Sources
- smallfleethq.com
Bobtail
Factoring · bobtail.com
Verified (company page via index, read 2026-07-29)
- Fees / price
- Negotiable, max 3.24% (company page)
- Pay time
- Not listed
- Advance
- up to 100%, no reserve
- Contract
- No long-term commitment (first 90 days)
- Reviews
- SmallFleetHQ 4.5/5 (site score)
- Sources
- invoicefactoringindex.com
smallfleethq.com
Denim
Factoring · denim.com
Company publishes nothing
- Fees / price
- Not published
- Pay time
- Not listed
- Sources
- invoicefactoringindex.com
HaulPay (Comfreight)
Factoring · comfreight.com
Company publishes nothing
- Fees / price
- Not published
- Pay time
- Not listed
- Sources
- invoicefactoringindex.com
altLINE
Factoring (bank-backed) · Birmingham, AL · altline.sobanco.com
Unverified
- Fees / price
- 0.90-3.50% (quote-based range); Free broker credit checks
- Pay time
- Same-day target
- Advance
- up to 100%
- Contract
- 6-month standard term
- Reviews
- SmallFleetHQ 4.3/5 (site score)
- Sources
- www.freightwaves.com
smallfleethq.com
TBS Factoring
Factoring · Oklahoma City, OK · tbsfactoring.com
Unverified
- Fees / price
- 1.2-3%
- Pay time
- Same-day
- Advance
- 90-95%
- Recourse
- Recourse default
- Contract
- 12-mo
- Sources
- dispatched.finance
Truckstop Go Capital
Factoring · truckstop.com
Unverified
- Fees / price
- 3.25%+; Fuel via WEX
- Pay time
- 24h
- Advance
- 95%
- Recourse
- Recourse default
- Contract
- Cancel anytime
- Reviews
- Dispatched: large gap between headline and effective rate
- Sources
- dispatched.finance
C.H. Robinson Factoring (by Triumph)
Factoring · Eden Prairie, MN · chrobinson.com
Verified (company page; 'estimated rates')
- Fees / price
- Est. 1.5% CHR loads / 2.5% other loads
- Pay time
- 1-3 days; minutes w/ LoadPay
- Sources
- www.chrobinson.com
DAT Outgo
Factoring · Beaverton, OR · dat.com
Unverified - check DAT page
- Fees / price
- Published rates + Rate Match Guarantee (figure not captured)
- Pay time
- Not listed
- Sources
- www.freightwaves.com
haulcosts.com
WEX / Fleet One factoring
Factoring · Portland, ME · wexinc.com
Example rate, not publicly verified
- Fees / price
- Around 2% (example rate, not a published WEX price)
- Pay time
- Not listed
- Reviews
- Other terms not listed
- Sources
- Example rate only